Tips How To Travel Accident Insurance

Before Your Travel

shahrul — Mon, 05 Nov 2007 06:07:35 +0000

There are 3 thigs to do before you travel anywhere

You must have a emergency plan and know thye solution if the problem appear
Bring along emergency 24hours phone number to make sure easy tyo get help, offcourse bring your mobile phone
Call your assistence company as soon the problem appear, you need the guide quick

Travel Insurans By University

shahrul — Sat, 03 Nov 2007 06:07:01 +0000

Did you know, university like Boston University also give automatically Insurans Coverage for the student. Some of university did’nt have this option

here where I read http://www.bu.edu/hr/bu_benefits/plans/survivor/overview.shtml

Here some text from it,

“Under the Basic Life Insurance Plan, you are automatically provided with basic coverage equal to one times your annual base salary at no cost to you.

If you wish, you may, at your expense, also purchase Group Supplemental Life Insurance equal to one, two, three, four or five times your base annual salary. You may also cover your spouse and children under this plan.

The Travel Accident Insurance Plan is also provided at no cost to you. It provides benefits to you or your beneficiaries if you suffer a covered injury or are injured or killed while traveling on authorized University business.”

It is good if there are lot of university which give more Insurance benefit like this at no cost…..

Homeowners Insurance Tips

shahrul — Mon, 29 Oct 2007 13:54:53 +0000

Just like auto and health insurance, you can lower your homeowners insurance rates by opting for a higher deductible. A $1,000 deductible can save as much as 25% of your annual premium.

Homeowners insurance companies also offer discounts for certain things like the presence of burglar and fire alarms, fire sprinkler systems, hurricane-proofing for windows, doors and roofs, as well as other features that you may not think about. Ask your homeowners insurance agent for a complete list of all discounts that you may qualify for. Often times you can save even more money by having the same insurance company insure your automobiles and your home.

Homeowners insurance does not cover damage from flooding. If you live in a flood zone, or even if you don’t but you want to be protected from unexpected flooding, you’ll need to buy Federal Flood insurance from an authorized homeowners insurance agent.

What Is Insurance

shahrul — Sun, 28 Oct 2007 11:40:15 +0000

Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss.

Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium. Insurer, in economics, is the company that sells the insurance. Insurance rate is a factor used to determine the amount, called the premium, to be charged for a certain amount of insurance coverage. Risk management, the practice of appraising and controlling risk, has evolved as a discrete field of study and practice.